The superpower for top listing agents

With Titus, you can enable your sellers to defer listing expenses till close - for a hassle free sale.

No interest up to $25k

Your client only pays a $500 closing fee (equivalent to 4% APR).

Use any service provider

Clients can send ACH or checks to any vendor right from the app.

Win competitive listings

With Titus you can offer sellers the ability to maximize their ROI.

Approval in minutes

Clients need an invitation from you and home equity to get approved.

How it works

Join Titus

Download the app to create an account.

Invite clients

Add a signed listing agreement to create an invitation.

Unlock funds

Seller accesses funds inside the Titus app.

Close

Titus gets repaid at closing via the client‘s escrow.

Simple fees

For clients, no interest on $25k

Your clients can access up to $25k interest free. Just a $500 closing fee (4% APR).

For agents, $1,900 per year

Annual subscription enables you to offer Titus to any seller. Paid from close the first time a client uses Titus. If no clients use Titus, you pay nothing.

FAQ

What happens if the home doesn’t sell?

Any funds the seller used plus fees are due at close of escrow or after 6 months. If the seller has not sold the home or repaid the loan after 12 months, we’ll start charging interest at the rate of 1.5% a month. If the seller still has not sold the home or repaid the loan after 12 months, it may be sent to collections.

Why do you partner with top agents?

Working with top agents who sell homes faster helps us keep our costs low. This enables us to provide sellers with lower fees.

How much equity can my client get?

Sellers can access up to 80% LTV of their home equity (max $125k) through the Titus app.

Are there limitations on how the funds can be used?

The money can only be used for anything other than paying down existing debt. Most sellers spend on basic updates, staging, and moving. Titus does not restrict which vendors your client may use.

Will this impact my client’s credit score?

We don’t want to impact your client’s credit score as many sellers are also applying for new mortgages. Their credit will only be impacted if they default on a Titus CLOC.

Get started

Exclusive to top agents

Results may vary. Aalto, Inc. dba Titus does not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Aalto, Inc. dba Titus. Loans are provided by Titus. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Titus. Rules and exclusions apply. Subject to terms and conditions.

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