Titus for contractors
Win more projects with $0 due until the home sells.
Painters. Remodelers. Landscapers. Roofers. We help all types of contractors grow their business with pay at close. You get paid immediately. We handle repayment risk.
Trusted by contractors and home service providers across the country
We help contractors grow
+300%
Increase in agent repeat orders
+10%
Increase in quote conversion rate
+15%
Increase in project size
How it works
01
Customer orders
Customer selects Titus as a payment method and completes the transaction.
02
Titus pays you
Your business is paid immediately less a payment processing fee.
03
Titus gets paid back
Customer repays Titus from flow of funds at home sale or after 6 months.
04
You get paid
Titus assumes customer repayment and fraud risk.
Sell bigger projects
When you reframe prices as $0 due until the home sells, homeowners are more likely to purchase bigger projects, helping the home sell faster and your business grow.
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Get paid instantly
Depending on your bank, you’ll get paid instantly or within 1 business day. This is faster than most credit card payments. And, we assume credit and fraud risk, so you can just focus on running a successful business.
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Turn agents into advocates
Agents are often the person recommending your business to homeowners. When you accept pay at close, agents will be more likely to recommend your business to their clients.
Get startedFrequently asked
questions
Titus charges businesses a 4% payment processing fee, which is deducted from any disbursement sent to your business.
As of July 2025, here is our variable client rate card.
For homeowners, if the home doesn’t sell in six months, they will have the option to repay over six additional months at an 18% APR. For agents, if the home doesn’t sell in six months, they can roll the balance to their next commission or repay directly.
There will only be a negative credit impact if the customer does not repay Titus after 12 months.
You will either get paid instantly or within one business day depending on your bank.
Agents can qualify for 1.5% of the listing price up to $25,000. Homeowners can qualify for $25,000 or $50,000 depending on available home equity. If your business requires higher amounts, contact our sales team.
As of July 2025, the approval rate is 81%.