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Once the home is marked as contingent or pending, add closing info on Titus. We’ll coordinate with the closing agent so you can repay via your sale proceeds. Alternatively, for payments below $2,500, you can link a debit card and automatically pay three days after the sale.

Homeowners and agents can repay Titus directly at any time, and installment plans are available if you’d rather spread it out. To repay, log in to your dashboard and click “Repay now.” Repayments are accepted via debit card or bank payment (ACH).

Agents can qualify for 1.5% of the listing price up to $20,000 depending on credit score. Homeowners can qualify up to $20,000 depending on available home equity and credit score. If you run a business that requires higher amounts, contact our sales team.

Pay at close is for residential properties with a signed listing agreement in place: single family homes, condos, townhomes, and 1 to 4 unit properties. Commercial properties, rentals, land, LLC owned properties over $1M and mobile homes are not eligible.

To qualify, homeowners must:

• Meet a minimum credit score (varies by state)
• Own the property being listed
• Have a loan-to-value below 90%
• Have a signed listing agreement with your real estate agent

Agents must:

• Meet a minimum credit score (varies by state)
• Have an active real estate license
• Have a signed listing agreement

Titus performs a soft credit pull for pre-qualification purposes, which does not impact your credit score. However, if the loan is not repaid on time, Titus may report the delinquency to credit bureaus, which could affect your credit score.